Meet Our Team
Vishal Gill, CFP®
Founder & Financial Planner
Vishal Gill is a Financial Planner with over five years of experience in finance and over a decade of experience in business.
Before putting years of work into gaining financial literacy, Vishal made mistakes when it came to managing his money. Once he equipped himself with the right knowledge and expertise, he was able to empower himself with more knowledge about his finances. He was also able to feel confident making important financial decisions related to debt, taxes, line of credits, and much more. As such, he’s passionate about empowering others to do the same because he knows that learning how to manage your money is a gamechanger.
At Portfolio Planning, Vishal’s main job is to come up with creative ways to find solutions to your problems. He aims to break the negative relationship you might have with your finances and find innovative ways to make that relationship a positive, healthy one.
He knows he’s more than just your planner: he’s your consultant, educator, and above all, someone you’re putting a lot of trust in. Beyond financial planning, Vishal is a natural leader and impeccable collaborator. He spent the first few years of his career as a Senior Manager for Best Buy LTD, a well-renowned North American consumer electronics company. He was the youngest General Manager in the company’s history and during his time as a leader, he opened up multiple stores, spear-headed the consolidation between Best Buy and Future Shop, managed over 1,000 employees, and was responsible for bringing in $36 million in annual sales. His time at Best Buy taught Vishal how to increase efficiencies in business, which he still references today in helping his small business clients.
Vishal has been the captain on every sports team he’s been on and he genuinely cares about his people. Beyond his experience and knowledge, he’s committed to seeing you win, which is why he’ll always help you get in the driver seat when it comes to your money. Vishal Gill is the kind of financial planner that you want to add to your arsenal. Connect with him today so that he may help you on your journey.
Tyson Nagasaka, MFA-P, CEA
investment and insurance advisor
My approach to working with incorporated professionals has always been that the relationship matters just as much as the products and services that clients receive.
Accumulation
Our clients have trusted us with growing their assets so that they can enjoy their life.
Protection
We protect their most significant asset: the ability to make a living and the practice so they can gain peace of mind.
Succession
When our clients are ready to retire from their practice, we know they can confidently retire.
With over two decades of experience serving incorporated professionals, we know we can help you in every season of your financial life.
Greg Einarsson
investment and insurance advisor
With a passion for financial planning and a keen understanding of the insurance landscape, Greg brings a wealth of expertise to the table. Having honed his skills at Industrial Alliance, Greg gained invaluable insights into the financial industry and specialized in insurance planning. The journey continued at BMO Insurance, where he served as a Business Development Manager, collaborating closely with financial advisors. In this role, Greg not only developed a nuanced understanding of diverse insurance products but also forged strategic partnerships to tailor comprehensive insurance solutions for clients, spanning personal and corporate financial planning.
What sets Greg apart is a commitment to being a true value-add for clients, guiding them toward their financial aspirations. Armed with a vast knowledge of products across insurance companies, Greg goes beyond market expectations by conducting thorough competitive analyses for each case. This meticulous approach ensures that every client receives a bespoke and optimal solution, reflecting Greg’s dedication to delivering results and fostering financial success.
Sim Sahi
Senior Advisor, Advanced Insurance Concepts
With over 20 years of experience in the insurance industry, Sim Sahi is a recognized expert in designing advanced insurance strategies for wealth transfer, tax efficiency, and charitable giving. He has worked extensively with dentists, physicians, and incorporated professionals, helping them leverage insurance to grow their net worth while supporting their most meaningful causes.
Sim’s innovative approach and proven track record have made him one of Canada’s most sought-after insurance specialists. As a key member of our portfolio planning team, Sim brings exceptional value and strategic insights to help our clients achieve their financial goals with confidence.
Ian Tecson, CPA
Para Planner
Ian Tecson, CPA serves as our Paraplanner, acting as a Financial Data Analyst at Portfolio Planning INC. With a robust background in accounting and financial analysis, Ian specializes in dissecting complex financial data to craft tailored financial plans and strategies for our clients. Collaborating closely with our team of financial planners, he ensures that each client receives efficient and personalized solutions.
Ian holds a Bachelor of Business Administration (BBA) in Accounting from Douglas College. He has accumulated extensive experience in various accounting roles, including positions at prominent firms such as MNP. His expertise encompasses financial reporting, tax preparation, and audit processes, providing him with a comprehensive understanding of the financial landscape.
Beyond his professional pursuits, Ian is passionate about continuous learning and staying abreast of industry developments. He is committed to leveraging his analytical skills to help clients achieve their financial goals and secure their financial futures.
Ian’s dedication to precision and his analytical acumen make him an invaluable asset to our team and to the clients we serve.
Ramneet Grewal
Para Planner
Ramneet Grewal brings a solid foundation in accounting to her role as Paraplanner at Portfolio Planning—a background that immediately builds trust with our clients. Her experience preparing tax returns and managing complex accounting files has equipped her with the precision and analytical skills essential to high-quality financial planning.
At Portfolio Planning INC, Ramneet takes the lead on the back end of our client planning process. She’s responsible for gathering, organizing, and analyzing financial documents to ensure every recommendation is grounded in accurate data. Her work behind the scenes is what helps turn financial strategies into real-life progress.
Ramneet’s commitment to detail, organization, and accuracy makes her an integral part of our team and a steady hand for our growing client base.
Ray Mutuc
investment and insurance advisor
Ray Mutuc joined Portfolio Planning with a clear mission: to help clients take control of their finances with clarity and confidence. What excites him most about being part of the team is the collaboration—clients benefit from a collective brain trust that combines deep expertise, in-house tax specialists, and a dynamic planning process.
He has a special focus on working with medical professionals. From the long grind of med school to the pressures of running a practice, their financial journeys are unique and often underserved. Ray is passionate about guiding them through the complexities of debt repayment, tax strategies, wealth-building, and risk management—so they can focus on what matters most: their patients, families, and lives outside of work.
His own financial journey began in university, where he faced the challenge of climbing out of debt. That experience fueled his determination to master personal finance and build long-term independence. Today, he shares those lessons with clients: start early, pay yourself first, and build financial confidence one habit at a time.
At Portfolio Planning, Ray brings that same mix of discipline and practicality to every client relationship. He sees insurance not just as protection, but as a cornerstone of tax-efficient, long-term planning. And for him, thoughtful strategies go beyond numbers—they’re about reducing stress and making a tangible impact during life’s critical moments.
Outside of work, Ray values family time, practices discipline as a Black Belt in Taekwondo, and enjoys a good matcha latte. Hawaii remains his favorite place to recharge, combining family, warmth, and natural beauty.
Life motto: “Do unto others as you would have them do unto you.”
Cassandra San, CFP
Certified Financial Planner
Cassandra San is a Financial Planner with 10+ years of experience and a passion for making money make sense. At 34, she brings a fresh, energetic approach to planning—cutting through the “noise” of the financial world with clarity, simplicity, and strategies tailored to each client’s real life.
She started her career as an insurance advisor, building a strong foundation in protection and risk management. By 2020, she expanded into full financial planning, helping clients connect the dots between investing, taxes, retirement, and long-term goals. In 2024, she earned her CFP® designation—proof of her commitment to professional excellence and ethical practice.
Cassandra is big on education. She believes that when clients understand why something matters, they feel empowered—not overwhelmed. Finance can be stressful, but she’s all about guiding clients through the tough waters with calm, confidence, and a clear plan that actually fits their life.
A graduate of the University of Idaho with a BA in Business and a former full-ride varsity athlete, Cassandra brings the discipline, strategy, and leadership she learned on the field directly into her practice. Her background as a centre back and team captain shaped her ability to see the big picture, anticipate challenges, and support people through high-pressure moments—skills she uses every day with her clients.
Education-first, clarity-driven, always customized—that’s Cassandra.
Joey San
Investment and Insurance Advisor
At 63, Joseph “Joey” San brings more than three decades of experience—and a lifetime of passion—to everything he does. After 35 years in the financial industry, primarily as a trusted insurance advisor, Joey has built his career on one core belief: everyone deserves to feel confident, informed, and financially free. His approach has always centered on education, clarity, and genuine care for the people he serves.
Outside the office, Joey is known for his love of good times and great company. Whether he’s out on the golf course, enjoying a day on the water, sharing a memorable meal, or spending time with family and friends, he brings the same warmth and enthusiasm that define his professional life.
Driven by integrity and fueled by connection, Joey continues to help individuals and families build stronger financial futures—one conversation at a time.
Why We Are Rated 5 Stars:
Regular contributor to BC Doctors of Optometry
Partnering with Divisions of Family Practice to ensure tailored financial services for family practice physicians.
Collaborating with the University of British Columbia (UBC) School of Dentistry.
Board member of Fraser Valley Health Care Foundation.
We offer a complete virtual experience
Our experienced team takes a personalized approach to each client’s situation, taking the time to understand their unique goals and challenges. We recognize that every client is different, and we work to create a customized financial plan that aligns with their individual needs.Whether you’re a mid-net-worth individual looking to grow your wealth or a high-net-worth individual seeking to protect and optimize your assets, we can help. Our comprehensive financial planning services cover everything from retirement planning and tax optimization to risk management and estate planning.
We believe that financial planning should be accessible to everyone, which is why we offer free consultations to all new clients. During this initial consultation, we will discuss your financial goals and objectives, and provide you with a clear understanding of our services and how we can help you achieve your financial goals. Don’t wait until it’s too late to start planning for your financial future. Contact us today to book your free consultation and take the first step toward securing your financial well-being.
We Work With
